body
{
	margin-left: 0;
	margin-top: 0;
	margin-bottom: 0;
	padding-bottom: 0;
	font-family: Verdana, sans-serif;
	font-size : 10px;
}

iframe {
	font-family: Verdana, sans-serif;
	font-size : 10px;
}

/* font styles */

TD {
	font-family: Verdana, sans-serif;
	font-size : 10px;
	line-height : 11px;
	color : #000000;
}

.text {
	font-family: Verdana, sans-serif;
	font-size : 10px;
	line-height : 11px;
	color : #000000;
}

.small {
	font-family: Verdana, sans-serif;
	font-size : 9px;
	color : #000000;
}

.med {
	font-family: Verdana, sans-serif;
	font-size : 11px;
	line-height: 15px;
	color : #000000;
}

.large {
	font-family: Verdana, sans-serif;
	font-size : 12px;
	line-height: 15px;
	color : #000000;
}

.title {
	font-family: Arial, sans-serif;
	font-size: 24px;
	color: #7F7F8F;
	line-height: 30px;
}

.subtitle {
	
	font-family: Arial, sans-serif;
	font-size: 14px;
	color: #666666;

}

.blue {
	color: #3970a4;
	font-size: 10px;
}

.dkblue {
	color: #3C72A5;
	font-size: 10px;
		}

.gold {
	font-family: Verdana, sans-serif;
	font-size : 10px;
	line-height : 11px;
	color : #b38c41;
}

.secondary {
	font-family: Verdana, sans-serif;
	font-size : 10px;
	line-height : 11px;
	color: #666666;
}

.secSmall {
	font-family: Verdana, sans-serif;
	font-size : 9px;
	line-height : 11px;
	color: #666666;
}

.legal {
	font-family: Verdana, sans-serif;
	font-size: 10px;
	color: #999999;
}

.green {
	color: #669900;
}

.glarge {
	font-family: Verdana, sans-serif;
	font-size : 12px;
	line-height: 15px;
	color: #669900;
}

.articleSub {
	color: #d25b00;
}

LI.blue {
	color: #006bce;
	}

.textBox {
	font-family: Verdana, sans-serif;
	font-size: 10px;
}

.bc {
	color: #666666;
	font-size: 9px;
}

H1 {
	color: #666666;
	font-size: 9px;
	display: inline;
	font-weight: normal;
}

.error {
	color: #cc0000;
	font-weight: bold;
}

.scaps {
	font-family: Verdana, sans-serif;
	font-size: 12px;
	color: #000000;
	font-variant : small-caps;
}

.scapsL {
	font-family: Verdana, sans-serif;
	font-size: 14px;
	color: #000000;
	font-variant : small-caps;
}

.surveyText {font-family:Verdana, sans-serif; font-size: 12px; color: #666666; line-height:16px}

/* link styles */

A:link {
	color: #3970a4;
	line-height: 14px;
}

A:visited {
	color: #3970a4;
	line-height: 14px;
}

A:hover {
	color: #006bce;
	line-height: 14px;
}

A.footer:link {
	color: #363636;
	font-size: 9px;
	text-decoration:none;
}

A.footer:visited {
	color: #363636;
	font-size: 9px;
	text-decoration:none;
}

A.footer:hover {
	color: #006bce;
	font-size: 9px;
}

A.dd:link {
	color: #000000;
	text-decoration: none;
	line-height: 14px;
}

A.dd:visited {
	color: #000000;
	text-decoration: none;
	line-height: 14px;
}

A.dd:hover {
	color: #000000;
	text-decoration: underline;
	line-height: 14px;
}

A.dd1:link {
	color: #000000;
	text-decoration: underline;
	line-height: 14px;
}

A.dd1:visited {
	color: #000000;
	text-decoration: underline;
	line-height: 14px;
}

A.dd1:hover {
	color: #000000;
	text-decoration: underline;
	line-height: 14px;
}


A.small:link {
	color: #3970a4;
	font-size: 9px;
	line-height: 14px;
}

A.small:visited {
	color: #3970a4;
	font-size: 9px;
	line-height: 14px;
}

A.small:hover {
	color: #006bce;
	font-size: 9px;
	line-height: 14px;
}

a.bc:link {
	color: #666666;
	font-size: 9px;
}

a.bc:visited {
	color: #666666;
	font-size: 9px;
}

A:link.faq {
	color: #3970a4;
	line-height: 14px;
	text-decoration: none;
	font-weight: bold;
}

A:visited.faq {
	color: #3970a4;
	line-height: 14px;
	text-decoration: none;
	font-weight: bold;
}

A:hover.faq {
	color: #006bce;
	line-height: 14px;
	text-decoration: none;
	font-weight: bold;
}

A:link.search {
	color: #3970a4;
	line-height: 14px;
	text-decoration: none;
}

A:visited.search {
	color: #3970a4;
	line-height: 14px;
	text-decoration: none;

}

A:hover.search {
	color: #006bce;
	line-height: 14px;
	text-decoration: underline;
}

TD.menu {
        BORDER-LEFT: #3970a4 3px solid;
        PADDING-LEFT: 4px;
        PADDING-BOTTOM: 1px;
        FONT-WEIGHT: bold;
        FONT-SIZE: 10px;
        COLOR: #3970a4;
        FONT-FAMILY: Verdana, Helvetica, sans-serif;
        TEXT-DECORATION: none
}

TD.menu2 {
        BORDER-LEFT: #C2CFD9 3px solid;
        PADDING-LEFT: 4px;
        PADDING-BOTTOM: 1px;
        FONT-WEIGHT: bold;
        FONT-SIZE: 10px;
        COLOR: #10314A;
        FONT-FAMILY: Verdana, Helvetica, sans-serif;
        TEXT-DECORATION: none;
        CURSOR: hand
}
TD.menu3 {
        BORDER-LEFT: #ffffff 3px solid;
        PADDING-LEFT: 4px;
        PADDING-BOTTOM: 1px;
        FONT-WEIGHT: bold;
        FONT-SIZE: 10px;
        COLOR: #3970a4;
        FONT-FAMILY: Verdana, Helvetica, sans-serif;
        TEXT-DECORATION: none
}

TD.menu4 {
        BORDER-LEFT: #996633 3px solid;
        PADDING-LEFT: 4px;
        PADDING-BOTTOM: 1px;
        FONT-WEIGHT: bold;
        FONT-SIZE: 10px;
        COLOR: #10314A;
        FONT-FAMILY: Verdana, Helvetica, sans-serif;
        TEXT-DECORATION: none;
        CURSOR: hand
}

#lftNav {
	MARGIN: 1px 1px 0px
}
#lftNav A:link {
        BORDER-LEFT: #3970a4 3px solid;
        PADDING-LEFT: 4px;
        PADDING-BOTTOM: 1px;
        FONT-WEIGHT: bold;
        FONT-SIZE: 10px;
        COLOR: #3970a4;
        FONT-FAMILY: Verdana, Helvetica, sans-serif;
        TEXT-DECORATION: none
}
#lftNav A:visited {
        BORDER-LEFT: #3970a4 3px solid;
        PADDING-LEFT: 4px;
        PADDING-BOTTOM: 1px;
        FONT-WEIGHT: bold;
        FONT-SIZE: 10px;
        COLOR: #3970a4;
        FONT-FAMILY: Verdana, Helvetica, sans-serif;
        TEXT-DECORATION: none
}
#lftNav A:active {
        BORDER-LEFT: #3970a4 3px solid;
        PADDING-LEFT: 4px;
        PADDING-BOTTOM: 1px;
        FONT-WEIGHT: bold;
        FONT-SIZE: 10px;
        COLOR: #3970a4;
        FONT-FAMILY: Verdana, Helvetica, sans-serif;
        TEXT-DECORATION: none
}
#lftNav A:hover {
  BORDER-LEFT: #C2CFD9 3px solid;
        PADDING-LEFT: 4px;
        PADDING-BOTTOM: 1px;
        FONT-WEIGHT: bold;
        FONT-SIZE: 10px;
        COLOR: #10314A;
        FONT-FAMILY: Verdana, Helvetica, sans-serif;
        TEXT-DECORATION: none;
        CURSOR: hand
}